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Saving Less? You're Not Alone
The U.S. personal saving rate — the percentage of personal income that remains after taxes and spending — was 3.8% in October 2023. The...
Glenn Davila
Jan 30, 20242 min read


Don't Forget About Credit When Planning for Retirement
As you plan for retirement, you might not give credit a second thought, especially if your plan includes paying off your mortgage and...
Glenn Davila
Jan 22, 20243 min read


Child care, mental health and neurodiversity will top HR priorities in 2024
A benefit leader's job is never truly done — while employees are busy wrapping up their year, HR and benefit professionals need to keep...
Glenn Davila
Jan 15, 20242 min read


A New Year, A New Opportunity to Save with a 529 Plan
The start of a new year is typically a time when people resolve to implement or recommit themselves to a personal financial goal. This...
Glenn Davila
Jan 8, 20243 min read


Do You Have These Key Estate Planning Documents?
Estate planning is the process of managing and preserving your assets while you are alive, and conserving and controlling their...
Glenn Davila
Jan 2, 20244 min read


Economy Staying Strong
After a worrisome decline in the first half of 2022 — which sparked fears of a recession — U.S. inflation-adjusted gross domestic product...
Glenn Davila
Dec 26, 20232 min read


5 benefits that will rule 2024
If the last three years have proved anything to employers, it's that the pre-COVID work world is not coming back — at least, not without...
Glenn Davila
Dec 18, 20235 min read


'Tis the Season for Gift Card Scams
Gift cards are always at the top of holiday wish lists. In fact, gift cards are the gift consumers want to receive the most during the...
Glenn Davila
Dec 11, 20233 min read


Understanding Life Insurance
Your most valuable asset may be your ability to earn an income. Over the course of your lifetime, you could earn several million dollars...
Glenn Davila
Dec 4, 20234 min read


Will You Work Beyond Traditional Retirement Age?
More than seven out of 10 current workers in a recent survey said they expect a paycheck to play a role in their income strategy beyond...
Glenn Davila
Nov 27, 20234 min read


Decline in Charitable Giving
Americans gave almost $500 billion to charity in 2022 — a strong show of generosity but a 3.4% decline (10.5% adjusted for inflation)...
Glenn Davila
Nov 20, 20232 min read


Medical Debt and Your Credit Report
It's no surprise that consumers are contacted by debt collectors about medical bills more than any other type of debt.1 After all, the...
Glenn Davila
Nov 13, 20233 min read


Year-End 2023 Tax Tips
Here are some things to consider as you weigh potential tax moves before the end of the year. Set Aside Time to Plan Effective planning...
Glenn Davila
Nov 6, 20234 min read


Much Ado About RMDs
The SECURE 2.0 Act, passed in late 2022, included numerous provisions affecting retirement savings plans, including some that impact...
Glenn Davila
Oct 30, 20234 min read


Then and Now
In 2003, the U.S. was emerging from the dot-com recession, unemployment rates were peaking during a jobless recovery, and online shopping...
Glenn Davila
Oct 23, 20232 min read


As student loan payments resume, Biden cancels $9 billion in debt
President Joe Biden detailed $9 billion in new student-loan relief, saying it would provide a boost to the U.S. economy as he sought to...
Glenn Davila
Oct 16, 20232 min read


You've Received an Inheritance, Now What?
If you've recently received an inheritance, you may be facing many important decisions. Receiving an inheritance might promote spending...
Glenn Davila
Oct 9, 20233 min read


Student loan payments are due. Can employees catch up?
Are you ready to pay your student loans? For many borrowers whose federal loan repayments kick in this week — after more than three years...
Glenn Davila
Oct 2, 20231 min read


College Forecast: Skepticism Toward Higher Education Rises
A notable shift in public opinion over the past decade about the value of a college degree may portend a reckoning for the higher...
Glenn Davila
Sep 26, 20234 min read


Uneven Jobs Recovery
The U.S. economy lost nearly 22 million jobs during the two-month pandemic recession of March–April 2020. The total job count returned to...
Glenn Davila
Sep 19, 20232 min read
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