News

Image: Adobe Stock Retirement has long been seen as a well-earned reward for decades of hard work. But leaving the workforce is still a distant dream for the majority of Americans.  According to a new survey from financial services organization TIAA, less than half of Americans expect to retire between the ages of 65 and 70. In fact, while 62% of respondents believe financial stability is achievable in their lifetime, just 37% think they will be able to retire in a realisti

Image: Adobe Stock As the 2026 open-enrollment season beckons, nowhere is the need for better benefits design more urgent than in the prescription drug arena — the fastest-growing portion of group health expenses for decades.  Centivo Co-founder Alan Cohen notes the exogenous effects of GLP-1s and specialty drugs that are driving up health care inflation. And with more employee cost shifting expected, he cautions that "we better get ready for 7% to 15% per year increases in