Allen Associates has enjoyed a longstanding relationship with many school districts over the last fifty years. We have been providing service to more than seventy-five school districts since 1960 with many health benefit plans through various carriers, along with tax sheltered annuities and other financial services. It is our belief, and an operating principle at Allen Associates, that we must serve our clients with a superior level of integrity and service. Relationships are most important – our clients are like family.
Allen Associates has the ability to bring our clients the finest in carriers to provide the benefits needed for the delivery of healthcare. Allen Associates has access to all the major providers. We have prescreened each provider that we use for their abilities to deliver benefits and service, in accordance with any contractual union agreements in place. Our ability to provide the best is demonstrated in the many long term relationships that we have with our clients, and the carriers that we have recommended to them.
Our association with our carriers and our clients are not typical. Allen Associates maintains an outstanding working relationship with all of our providers enabling us to deliver superior service. This permits us to interact with the carriers on a more intensive level, which in turn helps us to provide better service to your employees. As a broker, our service is second to none in South Jersey. Our goal is to have your employees become so comfortable with Allen Associates assisting them with their personal issues that they prefer to call on us, rather than anyone else. Therefore, Allen Associates brings an added value to the benefits package that cannot be duplicated. It is also important to mention that none of the carriers we use would offer different rates to different brokers for the same program. Other than service, this puts all brokers on the same playing field.
We have always been able to demonstrate our ability to monitor and maintain current benefit contracts on an annual basis. As part of our routine service, we provide the client with alternatives and creative cost containment measures to all existing plans prior to renewal periods, including during collective bargaining negotiations, when applicable. It is our mission to know what is available to the client in order to provide the best coverage at the best rate. Again, all the carriers offer their rates in the same way to all brokers. However, Allen Associates distinguishes itself by having the ability to offer benefits within several proprietary arrangements. Please review our routine services and transition procedures in our booklet.
Lastly, Allen Associates maintains a close connection with the individuals in the administrative office who handle the benefits. We have frequent conversation with the administration concerning all of the products we service. We assist with billing and enrollment issues as needed. The burden of claim issues is totally on our office. We alert the benefit administrators with new information regarding the industry and appropriate changes due to legislation. We provide opportunities for education, such as seminars for health care reform.
We understand that it is your obligation to review all of your benefits in order to evaluate the effectiveness and costs of the programs. We are prepared to analyze and make recommendations appropriate to your needs. If that means a change in providers, Allen Associates will remove the burden of all that the transition requires. We have more experience than anyone else. We are especially skilled in the public sector marketplace where we have guided over fifty public sector groups out of State Health Benefits or from another carrier over the last nineteen years.
Allen Associates has spent the last fifty years serving our clients with the utmost integrity and superior service. We would welcome the opportunity to meet with you to discuss our services for your employees and you.
Richard S. Allen, President
Son of founder, Stanley H. Allen, Richard received his license for health and life insurance in 1977. In 1982 he became a partner in Allen Associates and in 1993 he became President of the company. He holds both life and health licenses in New Jersey, Pennsylvania and Florida. He also maintains securities licenses in New Jersey and Florida. Richard directs the sales and services of the group employee benefit division. He is a member of the New Jersey Association of Life and Health Underwriters.
Robert S. Allen, Senior Vice President
Since 1975, Robert, son of founder, Stanley H. Allen, holds licenses for life and health insurance in New Jersey and Pennsylvania. He also holds securities licenses in New Jersey. He became a partner in Allen Associates in 1987 and Vice President in 1993. He manages the company’s financial services division and disability income protection products. He is a member of the National Tax Sheltered Annuity Association.